Credit Bureaus Selling Your Name To Lenders - Opt In or Out

You have the option to "Opt-In" or "Opt-Out" from receiving unsolicited offers from lenders.

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies (Equifax, Experian, Innovis and TransUnion) are permitted to include your name on lists used by creditors or insurers to make "firm offers" of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.

www.OptOutPreScreen.com is the Consumer Credit Report Industry's website to accept and process requests from consumers to "Opt-In" or "Opt-Out" of firm offers (unsolicited) of credit or insurance.

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