Can You Buy? - This mortgage calculator will produce and analysis report to help you determine loan amounts, affordability, mortgage qualification, or whether you should be renting or buying..
Rent vs. Buy - Use this calculator to determine whether it is a better financial decision to rent or to own a home.
Ginnie Mae - Your Path to Home Ownership (including Renting vs. Buying calculator) - With the information you provide, you will receive a general estimate of how much you can afford to spend on a house; a calculator that gives estimates for FHA, VA and Conventional loans based on the home sale price you provide; plus more First Time Homebuyer tools and resources.
ABA - Rent vs. Buy Calculator - If your current rent payment were going toward a house payment instead, what size mortgage would you be paying? Use this calculator to find out.
Credit Score Estimator - Want a quick idea of how lenders are likely to rate your credit? The FICO® Score Estimator, created by the inventor of the FICO® score -- Fair Isaac -- will evaluate the information you enter and estimate your credit score range based on that information. Additional simulations and access to actual scores are available at the Fair Isaac web site: MyFICO.com
Even if you decide to rent, when making an offer to a prospective landlord, they will usually require submission of a credit report. Use the following to estimate and learn about what is considered in determining you scores:
For more information about the FICO score and your credit, see the following previously-posted blog entries...
Free Annual Credit Report for Consumers
[Update: Click here for information about the new standardized VantageScore that the 3 major credit reporting companies have jointly developed and are marketing to compete against the FICO score.]
or visit http://BestHomes-NJ.com for the latest property listings (residential, commercial, multi-family, farm, land)
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