Stroke vs. Heart Attack -- How to Identify and What To Do

Good information to know ...

Stroke Vs Heart Attack


Is It A Stroke?

This might be a lifesaver if we can remember the three questions! Is It a Stroke? Sometimes symptoms of a stroke are difficult to identify. Unfortunately, the lack of awareness spells disaster for the stroke victim. A stroke victim may suffer brain damage when people nearby fail to recognize the symptoms of a stroke. Now doctors say any bystander can recognize a stroke by
asking three simple questions:

1. Ask the individual to smile.

2. Ask him or her to raise both arms.

3. Ask the person to speak a simple sentence.

If he or she has trouble with any of these tasks, call 911 immediately and describe the symptoms to the dispatcher. After discovering that a group of non-medical volunteers could identify facial weakness, arm weakness and speech problems, researchers urged the general public to learn the three questions. They presented their conclusions at the American Stroke Association's
annual meeting last February.

Widespread use of this test could result in prompt diagnosis and treatment of the stroke and prevent brain damage.


Is It A Heart Attack?

A cardiologist says if everyone who gets this e-mailed to 10 people, you can bet that at least one life will be saved.

Read this... It could save your life!!

Let's say it's 6:15 PM. and you're driving home (alone of course), after an unusually hard day on the job. You're really tired, upset, and frustrated. Suddenly you start experiencing severe pain in your chest that starts to radiate out into your arm and up into your jaw. You are only about five miles from the hospital nearest your home. Unfortunately you don't know if you'll be able to make it that far. You have been trained in CPR, but the guy that taught the course did not tell you how to perform it on yourself...

HOW TO SURVIVE A HEART ATTACK WHEN ALONE

Since many people are alone when they suffer a heart attack, without help, the person whose heart is beating improperly and who begins to feel faint, has only about 10 seconds left before losing consciousness. However, these victims can help themselves by coughing repeatedly and very vigorously. A deep breath should be taken before each cough, and the cough must be deep and
prolonged, as when producing sputum f rom deep inside the chest. A breath and a cough must be repeated about every two seconds without let-up until help arrives, or until the heart is felt to be beating normally again. Deep breaths get oxygen into the lungs and coughing movements squeeze the heart and keep the blood circulating. The squeezing pressure on the heart also helps it regain normal rhythm. In this way, heart attack victims can get to a hospital.

Tell as many people as possible about this. It could save their lives!!

Prequalifying Helps Determine How Much House You Can Afford

Before you start your house hunting in earnest, the real estate professional with whom you are working likely will "prequalify" you to determine a price range you can afford. Prequalification is a necessary part of the home buying process that helps save you time and money. I will often provide a lending contact or two do not already have a lending institution with which you are comfortable working.

Don't be shy or withhold information about your income or credit status. Your lending and/or real estate professionals aren't trying to pry. Rather, he or she must know all details related to your ability to obtain a mortgage.

By candidly discussing your financial situation, you'll give the agent the information necessary to show you homes you can afford. If you don't open up, you are placing the real estate professional in the role of a tour guide, not someone who can help you find a home within your budget. You'll wind up wasting your time and that of the
seller.

Once you have signed a contract to purchase a home, you must choose a lending institution or mortgage company from which to obtain your home loan. Your loan application will request financial data including your place of employment, assets, and liabilities (including recurring debts such as credit card bills and car payments).

Here are two important tips on loan qualification: 1) Do not borrow the down payment without disclosing the loan, submit fake letters-of-credit or gift letters, or make secret financial arrangements. 2) Accurately list your income and assets, all debts and the approximate amounts you owe.

You'll most likely be charged a credit report fee by the lender, which will cover the cost of having your credit history examined. Credit reporting agencies compile credit reports on consumers, including bill payment history, as well as whether you have been sued or filed for bankruptcy among other information.

Federal credit reporting laws do not give you the right to inspect the actual credit report at the reporting agency or to receive an exact duplicate of the report. But, you are entitled to a summary containing the sources of the report's information.

If your ability to obtain a mortgage is adversely affected by the credit report, you have the right to challenge its accuracy and seek corrections.

"The credit report is part of the information the lender uses to determine if you qualify for a loan. It is not a mechanism to prevent you from buying. Remember, lenders want to make loans, not turn them down.

Visit my personal web site for more information about prequalifying and mortgage resources: http://LawrenceYerkes.com

Copyright 2005 by Timon, Inc. All Rights Reserved.

Finding the Right Home

With all the choices in today's market, how do you go about finding the right home? It seems the more research you do, the more alternatives you discover.

It's important to visualize your needs and plan ahead. I say, "Know what you want in a home, what's important to you, and what you can live without. Many of us start out with a champagne taste and a beer pocketbook, so it's important to be realistic."

Where and what you buy will affect you for as long as you live in the house. Get your priorities in order before you start looking or even talk to a real estate broker or sales associate.

For first-time home buyers this is a new experience, so it's especially important to do your homework. If you currently own a home, you know exactly what's lacking. You may need another bedroom or bathroom, or a good school nearby.

First, decide where you want to live. A big part of the answer hinges on where and how you earn a living. If your job requires a lot of reading or is quite stressful, public transportation may offer valuable time to sit quietly. I often caution, "Regardless of how the commute seems, you should practice the commute in rush hour before you make a commitment. A seemingly quiet road can transform into gridlock during peak hours."

People with children have other major considerations: school and safety. If you plan to send your children to private schools, you can live where you want assuming you can easily arrange transportation. On the other hand, a lavish public school system may indicate high local real estate taxes. Check them out.

Obviously, lifestyle is an important consideration. People who frequently dine out, go dancing and attend the theater probably belong in the city or a close-in suburb. I say, "Make sure you're in close proximity to the things that matter most."

It used to be that homes came in a limited variety, but today, you have many choices. In addition to the traditional single-family home, you can buy a townhouse, condominium or apartment condominium or co-op.

In planned unit developments (PUDs), you can find almost any combination. In condos and other such communities, make sure the rules and regulations, as well as the by-laws, match your lifestyle. This type of housing is great for people who want to own their own space without being responsible for mowing the lawn or repairing the roof; a management company handles that.

On the other hand, you'll pay fees for these services. In addition to checking the documents and financial soundness of the homeowner's association, you must determine if the monthly fees are worth the services and additional amenities such as a swimming pool or exercise room.

Affordability can be a factor not only in the type of housing, but whether it's new or an existing home. Old houses often have fine woodwork or interesting nooks and crannies not normally found in new homes. They generally sit on landscaped lots with mature trees and grown bushes.

New homes may cost more, but you can make many more decisions on amenities, colors, carpeting and fixtures. Make sure you're dealing with a reputable builder, and have an attorney review all documents.

Selecting a real estate professional is an important first step in beginning your search. Ask for personal recommendations to find an individual who is knowledgeable about the neighborhood and has access to the local Multiple Listing Service. Make sure you feel confident about his or her knowledge and skills, and understand the business relationship that you have established between you.

I am one of more than 40,000 members of the Real Estate BUYER'S AGENT Council (REBAC) of the NATIONAL ASSOCIATION OF REALTORS®, who have attained the ABR®, Accredited Buyer Representative, designation. As the world's largest association of real estate professionals focusing specifically on representing the real estate buyer, REBAC is "The Voice for Buyer Representation," with more than 44,000 active real estate professional members of the organization throughout the world.

Visit my web site for more resources and support for finding the right home: http://LawrenceYerkes.com

Copyright 2005 by Timon, Inc. All Rights Reserved

Real Estate Resource Links and More!

I'm building my web site to include links that people need -- to make them more knowledgable about the Real Estate market and also to provide general resources to save them time and effort.

These resources are provided as a FREE service -- for you to access tools and information that will help you when buying or selling your property, moving / relocating to a new area, to save you time and expense, to connect with your community and to locate government services and points of contact.

Some of these resources, grouped by coverage area, are:

LOCAL (New Jersey): links to Maps, Communities, Regions, State Government Agencies, Schools, News, Sports, Fishing and Boating, Parks, Birding, Traffic and more!

NATIONAL: links to Neighborhoods, Schools, Government Data and Contacts, Weather, Recreation, Tools, Healthcare and more!

GLOBAL: links to World Facts, ATMs, News, Health, Fishing, Continents (Asia, Africa, India, etc.) and more!

GENERAL: links to Jobs and Career, Travel, Food, References, Legal, Business/Financial, Automotive, Software, Music, Sports, Recreation, Equestrian, Education, Satellite Images and more!

SENIORS: links of interest to the mature adult community and more!

MILITARY: links of special interest to the Military community and more!

RESOURCE LIBRARY: reference links to General Real Estate, Mortgages, Estates/Trusts, Legal, Property Management, Farms, Rentals, Home Improvement and more!

MORE RESOURCES: Service Support CenterInvestment Resources, Commercial Resources, 1031 Exchange Resources, Feng Shui Services, Moving Resources, Seniors Advantage Services.

I invite you to visit my personal web site and check it out for yourself:

http://LawrenceYerkes.com

Once at my site, scoll the left navigation down until you come to "More Resources" and click on the desired option.

Copyright 2004 by Timon, Inc. All Rights Reserved.

Real Estate Matters - News & Issues for the Mature Market - 4th Quarter 2004

Real Estate Matters - Silver Edition
News & Issues for the Mature Market

Quarterly Newsletter - December 2004



PREPARING TO MOVE (LEAVING HOME)

Moving and preparing to move can be stressful, exhausting, and a bumpy ride on an emotional rollercoaster. Accept that there will be some separation anxiety and fluctuating. Plan for it. The following is a series of suggestions to make the process more productive and less stressful.

Start now and take your time! Build in enough time to change your mind throughout the culling process. Rule of thumb: estimate the time you think it will take to get everything organized, sorted, and so on, and then multiply by two.

Purchase a planning/organizing notebook, a calendar with fat boxes to write in, and file folders just related to the move: for the current home, the new home, movers, storage companies, etc. Allow enough time (for delays and cleaning) between your departure and the new owner/tenants arrival. In the notebook, put the master lists of contents (for example, living room box 1 = Chinese curios, reading lamps, brass holder for kindling) and only mark the boxes with the name of the room to go to and box number. This saves time and saves bending over to write on the boxes. Clear a corner in every room to stack boxes as you work.

Decisions, decisions, decisions.


SORTING/CULLING

Take measurements of your new home, sketch a floor plan on legal paper or larger and use an easy scale, such as ½” for every foot. Take pictures of the rooms in the new place to help you visualize what you will need, how your belongings will look in your new home. Are the rooms larger or smaller than your current home? Are the walls usable or do the windows and doors preclude much furniture?

Knowing what you will need in your new home will help determine what you take from the current one. Wilma Willis Gore emphasizes the value of distinguishing needs versus wants and identifying what is essential rather than sentimental.

Once you begin sorting, create three initial piles/stacks and mark as follows:
A. Absolutely keep
B. Undecided
C. Don’t want or don’t use anymore, which then becomes one of three action groups:
1. Donate to charity or sell via eBay or yard sale
2. Give to someone else (relative, neighbor, friend)
3. Put in the trash

Give yourself several different blocks of time to sort and make decisions. Many years of collecting have gone into your belongings and stuff. “Decide in haste and repent at leisure.”

If decades of accumulation is too overwhelming, the National Association of Professional Organizers (www.napo.net ) can help you find a professional organizer in your area.

Set aside chunks of time (minimum two hours at a time) so you don’t just get started and have to stop for other commitments.

Upsizing? Taking this time to clear out gives you the opportunity to find new items and create new memories from the experiences you will have in your future home. The 19th century British craftsman and designer William Morris believed that you should, “Have nothing in your homes which is not beautiful or useful.”

Identify possessions that lack a close association versus cherished pieces of furniture.

While you are sorting, be sure to take breaks, eat, even indulge in delivered pizza.

Key questions from the book Moving On (book web site: http://www.movingonthebook.com), to ask when sorting:
Am I throwing this out because I really don’t want it or because I don’t know what to do with it? Will I use this item? If I throw this out, will I or my children regret it? Am I the caretaker for all our family stuff?

ORGANIZE! Prevent feeling overpowered by the task of sorting. Start with one room and use the MBA approach of breaking tasks into bite-size pieces. Designate specific rooms or areas for the various groupings (save, uncertain, don’t want).

When sorting, gather like items and then keep the best. (I found that I somehow had collected five hammers.)

Distinguish memory box material (year books, wedding pictures, first dog) from utilitarian compared to “stuff.” Hetzer and Hulstrand claim “You can keep the memories even as you let go of the items.”

Believe it or not, the process can bring first a sense of relief, then accomplishment, and finally freedom from “stuff.”

Absolutely keep

Put truly private and personal things in a special place.

Organize photos and mementos... Archival containers might be appropriate. Sources: www.gaylord.com , www.metaledgeinc.com , www.universityproducts.com and Conservation Resources International at 800-634-6932.
Set a completion date and decide what your reward will be for completing the project. Something you want and don’t ordinarily do, such as tennis lessons or a full body massage, a night at the Ritz-Carlton, etc. But don’t let the creation of perfect albums keep you from sorting and making decisions.

Moving On suggests a list of steps to use to protect your memorable items. Use:
§ Main part of the house (not the attic, garage, or basement)
§ Clean hands, cotton gloves
§ Acid-free papers, unbleached muslin, Tyvek, inert plastics (cellulose triacetate, Mylar polyester, polyethylene and polypropylene)
§ Filtered glass that screens our ultraviolet light
§ Careful handling

Also consider hiring a professional to transfer your memories to DVD, VHS cassette, or CD ROM. This saves your memories while greatly reducing space.

Even if you are not moving immediately, organizing the family photo albums and nursery school art projects will give you an incredible sense of satisfaction. If the thought alone is overwhelming, Creative Memories can help you preserve your memory box material (http://www.creativememories.com).

For your old home, especially if this is a home of many years, hire a professional photographer to capture your favorite parts, the tree your children climbed, that showcase garden, the kitchen where you learned to cook.

In addition to the practical, such as a sofa to sit on, we all need comfy things to make a place feel like home. For you, what makes a place feel like home? Take those things with you and stay firm about your comfort needs. If the list is too lengthy for your new space, prioritize and pick the top ten items most important to you.

Undecided

If all else fails, consider a storage rental- especially for items that may not physically fit or match your new décor, but you can’t part with yet. Then they don’t clutter you new home but still are yours. Hetzer & Hulstrand pose these questions: Does this have practical value? Sentimental value? Are the conditions in the storage space appropriate for your belongings? Do you have a plan for the items? Do you have a specific time frame in mind to deal with those items? How will having more time help you?

The American Moving and Storage Association (www.moving.org) provides storage information.

Don’t want or use anymore

1. Yard Sales- Your librarian can identify some of the better books available on the best way to run a yard sale. The benefit is some cash and getting your excess carted off. The negative is the work involved and strangers at your home picking over your belongings. Another option is selling on eBay. Marsha Collier’s eBay for Dummies is a good place to start before you decide if eBay is appropriate for you.

Consider asking a charity to pick up your items no longer needed and taking the tax deduction. (Don’t forget to itemize a list and get a signed receipt.) Fair market value is the price an item would sell for publicly, which is approximately 40% of the insurance value. Insurance value is the replacement cost. Another method is to take 25% or less of what you paid for an item- a more conservative approach.

Charities that will pick up clothing and furniture:
Goodwill www.goodwill.org
Salvation Army www.salvationarmy.org (1-800-95-truck)
Big Brothers/Big Sisters www.bbbsa.org
YWCA www.ywca.org
St. Vincent de Paul www.svdpusa.org (go to Stores)

Books for America www.booksforamerica.org will distribute to VA hospitals and other groups. Use www.amazon.com to sell individual books, and www.elephantbooks.com for collections.

2. “Find creative and joyous ways to give away your possessions” Moving On

The items you are ready to pass on –consider giving them now. You can visit the items and every time your daughter or your nephew uses your dishes, you grace the table. Identify which relatives or friends will cherish your precious possessions – and ask yourself if they could benefit now from your gifts. Avoid the male/female trap: allow your son to give his daughter your crystal collection and a niece to receive your golf clubs.

With the family home, develop an overall plan, communicate that plan to your friends and family, and set the ground rules for belongings.

Ask if anyone has a special request- you might be surprised who treasures what. For your peace of mind, you might establish one condition: family items stay in the family. While relatives can start to search out options for you and make suggestions, you make the final decisions. Who Gets Grandma’s Yellow Pie Plate? is a handy workbook for these types of decisions. Disputes only arise when people care. To reduce conflict, whatever you decide, let the whole family know. Remember that the stories around the family pieces are as important as the possessions.

If your relatives are out of town, photographs sent through email can refresh your relatives’ memory and let the family know what you want to give to each of them.
Stories and photos are far more valuable to children, grandchildren and other relatives than possessions. Everyone has a different experience of an event. E-mail allows all the family to share stories.


THE MOVE

Essentials: be sure to have sealing tape, removable duct tape, and extra blankets and small rugs to wrap around delicate furniture, if you are not using a professional mover.

For safety’s sake, use the post office postcards and forms for friends and subscriptions but put them in envelopes so the curios don’t see your information/move dates. Be pleasant to the new owner/ tenant and give them your new address – so that once the post office six month forwarding order expires, key items find you.
PS. The post office permanent change of address is effective for 12 months.

Add pets to the equation – moving and their comfort- put new address& phone tags on them before you move- and help dogs learn the new scent of the new home and keep cats in an enclosed territory for three days to acclimate. Take pictures in case the pets escape in the first few days at your new home. However tattered, take your pets' beds with you to your new home- they need comfort too!

Tips: Do not turn off the utilities at your old location until the day after your move is scheduled and arrange for the utilities at you new home 1-2 days before you move in. That way workmen, lost movers, and others can reach you.

To help you get new services established, request the Yellow Pages from your new neighborhood. For post-moving follow-up, take a copy of the current neighborhood phone book with you to the new locale. Arrange phone referral service for your former number and ask if it can be renewed and for how long.

Pack what you use least often first. And pack last what you use daily or almost daily (because unpacking may take more time than you think at the other end). Books are a good place to start and less emotional than other items for many people.

A good way to keep what you use regularly at hand: imagine the alarm clock has just gone off -- what do you need to shower? Grooming essentials? Standing naked, what do you need? undergarments, slacks, sweater, and at the end of the day- pajamas. What medications do you take daily? Pack as if going away for a long weekend. Remember comfy clothes for both ends of the move. Don’t forget to leave cleaning materials for either you or a crew to close up your current home. Keep toilet paper, paper towels, paper plates and paper cups for the last day or two.

Movers can pack your computer – but you must save or hire someone to save your valuable data on diskettes or zip drives or memory sticks. Often the computer department of you local community college has people who will help for a reasonable fee.

Insurance- because things in life do happen. Verify with your movers what they will cover and what they must pack to insure (often delicate china).

Plants will not survive a moving truck – and water them when you arrive, not when you leave.

At your new home, who will be there to receive the movers? And before you pay them- check to make sure the van is empty or delegate that task to a trustworthy one.

Often forgotten: to register to vote in your new community. This is especially important if key local issues are on the ballot.

A period of your family’s life in that home is ending – mourning that passage frees you and your family to embrace your new home and the ensuing changes.


Sources (click on title to order book):
Just Pencil Me In, Your Guide to Moving and Getting Settled After 60 by Wilma Willis Gore, Quill Driver Books, 2002.
Moving On, A Practical Guide to Downsizing the Family Home by Linda Hetzer & Janet Hulstrand, Stewart, Tabori & Chang, 2004. See their book web site: http://www.movingonthebook.com
The New Retirement, The Ultimate Guide to the Rest of Your Life by Jan Cullinane and Cathy Fitzgerald, Rodale, 2004.

Eggs Get Hype for Helping Older People

Did You Know... Eggs Get Hype for Helping Older People in Weight Loss and Risk of Vision Loss

Dec. 1, 2004 – Eggs, which not long ago were taking a beating in nutrition circles, are touted today in the Journal of the American College of Nutrition as helping older women in weight loss and reducing the risk of cataract and age-related macular degeneration (AMD).

Leucine, an essential amino acid found in high quality protein like eggs, potentially provides a weight loss advantage during dieting by helping to reduce loss of lean tissue, promote loss of body fat, and stabilize blood glucose levels.

The study, which investigated the efficacy of two 1,700-calorie weight loss diets among women aged 45 to 57 years, found that women who ate the higher protein breakfast foods including eggs, low fat dairy and lean meats (containing 10 grams leucine daily) lost slightly more weight, but of the weight lost, nearly twice as much was fat compared to those eating a carbohydrate rich breakfast (containing 5 grams leucine daily).

In another paper published in the JACN supplement, research shows that two antioxidants, lutein and zeaxanthin, may significantly reduce the risk of cataract and age-related macular degeneration (AMD).

In the research, eggs are cited as an important dietary source of leucine as well as lutein and zeaxanthin and, in the case of the latter two, research shows lutein and zeaxanthin in eggs to be more bioavailable than from other food sources.

"We found that increasing high-quality protein in the diet, like that found in eggs, dairy products and meats, provides a metabolic advantage due to a high content of the branched chain amino acid (BCAA) leucine," says article author Donald K. Layman, Ph.D., Professor of Nutrition, Department of Food Science and Human Nutrition and Department of Internal Medicine, College of Medicine, University of Illinois at Urbana-Champaign. According to Layman, both the amount of high quality protein consumed, as well as the time of day it is consumed, may play an important role in weight loss.

Layman found that unlike other essential amino acids, leucine plays several key roles in metabolism. "Leucine is key to the metabolic advantage of a higher protein diet because of its unique roles in regulation of muscle protein synthesis and insulin signaling," says Layman. According to his research, eating more protein rich foods like eggs and limiting carbohydrates helps burn body fat and control hunger and cravings, leading to weight loss.

When limiting calories, Layman recommends daily intake of protein above 1.5 g/kg of body weight (or above 102 grams of protein daily for a 150-pound person); whereas the current Dietary Reference Intake (DRI) for protein is about half that, set at 0.8 g/kg of body weight (or 55 grams of protein daily for a 150-pound person).

Layman's research also suggests that increased use of high quality protein at breakfast, in particular, maybe important for the weight loss advantage of a higher protein diet. In a 10-week study, Layman showed that eating a high quality protein breakfast while losing weight helps maintain lean muscle mass, which is critical to long-term weight loss and maintenance.

According to Layman, the findings may provide hope to those battling obesity, which has been linked to increased risk of diabetes, heart disease and other chronic diseases.

The article concerning vision is a review paper discussing two antioxidants, lutein and zeaxanthin, and the protective role they play in reducing the risk of cataract and age-related macular degeneration (AMD).

"Lutein and zeaxanthin are concentrated in the macular region of the retina and the eye lens, where they protect the eye from harmful ultraviolet light," says article author Jeffrey Blumberg, Ph.D., Professor of Nutrition and Senior Scientist at the USDA Human Nutrition Research Center on Aging at Tufts University.

Blumberg says studies have shown that diets rich in lutein may cut the risk of cataracts by up to 20 percent and age-related macular degeneration by up to 40 percent. Although broccoli, kale and other dark green leafy vegetables are good sources of lutein, one egg yolk provides approximately 200 micrograms of lutein, and studies have shown that lutein from eggs is 200 to 300 percent more bioavailable than lutein from vegetable sources.

Cataracts are the leading cause of blindness in the world and affect more than 20 million Americans age 65 and older. Age-related macular degeneration is the leading cause among seniors of irreversible blindness in the United States.

In addition, a number of preliminary studies have found that lutein is available in both breast milk and the umbilical cord plasma. This suggests that mothers transfer lutein to their fetuses and newborns, providing them with this beneficial antioxidant. Future studies should continue investigating the potential beneficial role of lutein and maternal nutrition.

Copyright: SeniorJournal.com


Visit my web site for our "Senior Advantage" resources and services: http://LawrenceYerkes.com

Real Estate Cyber Tips - December 2004

CYBER TRICKS!

TRICK #1 SPEAKING SEARCH ENGINE (REALLY)! www.speegle.co.uk/ This one is fun and we had to go "across the pond" to find it!! As long as you don't have trouble with the slightly British accent, when this trick finishes your search it reads the results out to you in order. Just type in your search words as you normally would and hit enter. If you want to visit a site while the results are being read to you just press the result number on the keyboard and it will redirect to that site. It's kind of a Google with a British accent!

TRICK #2 COMPARE YOUR PHONE COSTS! www.phonedog.com/?aid=11 USA Today, Redbook and a myriad of other media like the Kansas City Star have given this great place rave notices and it's easy to see why. One visit will help to take the mystery out of telephone service pricing and terms, as this independent, privately held company objectively ranks each long distance plan. Just go here for a quick comparison of phone deals in your area -- both regular land line and cellular. Once you enter your location you'll see a list of over 20 companies ranked by estimated annual savings along with long distance and in-state rates plus any other costs. One click on the Company name brings up detailed information regarding this particular plan. There is no cost for this service and the host is compensated by a small commission paid by some of the companies listed and reviewed. Good value finder for homeowner or business tycoon alike!

GREAT PLACES!

GREAT PLACE #1 INTERNET SAFETY PRIMER http://surfthenetsafely.com/ A very smart retired college professor has created a fine primer on Internet safety. Then, at this great place, he pulled together this very understandable information on all of the "nasties" out there -- along with tips on how to cope with all this bad stuff. He describes his work of art as follows: "Short of never going on-line, what can the average PC user do? Dire as it sometimes seems, the situation is by no means hopeless. This site is dedicated to helping the average PC user make full and safe use of the Internet. It is a collection of pages outlining defenses against the various threats and annoyances and the steps that can be taken to ensure that we continue to enjoy the Internet."Good stuff for coping with the nasties!

GREAT PLACE #2 CAN'T FIND YOUR OPERATING MANUAL? www.livemanuals.com/ This great place was selected as one of Yahoo! Internet Life's "50 Most Incredibly Useful Sites" and its easy to see why!Go to this great place the next time you lose the manual to your answering machine, VCR, office equipment or a myriad of other products around the house or office. All you need is the model number and you can access the product's manual -- and even better see simulations showing how the features work.If you misplace your operating manual about 3 hours after you get home with your latest gadget, this place is for you!


The information contained in Real Estate CyberTips is believed to be true and correct but no warranties or guarantees are provided and readers should rely solely on their own information and advisors in connection with any sites, services or products reviewed. All content Copyright 2004, RECS. All rights reserved.